No Comments
Purchasing a vehicle is a major investment and you should always protect your investments with insurance. You will spend hours researching the new car that you want to buy and you will also spend a lot of man hours going to dealerships and trying to find your new car. Test driving a car will give you a good idea of how the car will handle on the road and it will also let you know if you like the car. Making sure that the car is practical for your everyday use and making sure that you purchase a car that you can afford is very important. For example, if you can afford five hundred dollars a month payment and you find a Mercedes that falls into that price range, you also want to factor in maintenance cost. If your Mercedes breaks down and need a new starter, it could cost three or four hundred dollars. Compared to the cost of a starter for a Toyota Camry, which is around one hundred and fifty dollars, the Mercedes starter is significantly higher. You need to factor in the cost of mechanical repairs when you are budgeting for your new car. You need to make sure that you can afford to keep your new car once you purchase it.
It is also state law you carry insurance on your vehicle. If there is a loan attached to the car then you will have to carry full coverage insurance and if there isn’t a loan attached to your car you are allowed to carry liability coverage only. Full coverage insurance will cover you and your investment in the event that you are involved in an accident. If you have an active loan on your car and your car is wrecked beyond repair then the insurance company will pay the balance due on the loan. It will also cover any medical expenses in the event you are injured. If your car doesn’t have a loan attached to it and you choose liability insurance it will only cover damages that you cause to other people. For example, if you have liability insurance and you hit another car, then your insurance company will only pay for damages that you caused to the other vehicle. Carrying insurance is not an option. In fact, if you don’t have insurance on your car you can be given a ticket that can cost up to four hundred dollars.
There are many safety features that are on a car. There are blinkers that are on the back of the car. The blinkers on a car are used when a person ahs to make a left or right turn. If a person is taking a right turn they can pull the little lever down and that will turn the blinker light to the right on. Of the lever is pulled up then the blinker will blink on and off on the left side. If a person blinkers on their car aren’t working they will need to replace the bulb or the wires. If a car blinkers don’t work it will not pass inspection.
There are seat belts that are in all cars. It is the law that all cars have seat belts in them. Every seat in a car has a seat belt. When a person is driving a car they have to wear a seat belt because it is the law. If a person does not have a seat belt and a police officer sees it they can give that person a ticket or a fine. Seat belts restrain people to the seat. If the car makes a sudden stop the seat belt will hold the person in place. There are a lot of car accidents that ends with a person suffering head injuries form hitting their head on the car dash board because they didn’t have a seat belt on.
There are air bags that are in the steering wheel. Air bags prevent a person from getting serious injuries. If a person car hit something hard the air bag will deploy. A person head and body will be cushion by hitting their air bag instead of the steering wheel. There are a lot of cars that have air bags for the passenger side of the car. Most cars only have one air bag on the driver side. A car air bag will only deploy if the person car hits something hard enough. If a person is speeding and they hit another car then the air bag will deploy.
There are several simple tips that can help you improve your gas mileage. If you are driving a car that gets high mileage that is a start. Driving your car efficiently, keeping it maintained, and combing trips will increase your miles per gallon.
One of the biggest ways to improve your car mileage is to drive a vehicle that gets more miles per gallon, not only that but those types get cheap car insurance quotes and rates. Usually the smaller compact cars get a better fuel per mile than the larger heavier vehicles. The best way to figure out the gas mileage is to check out the book that comes with your car. The book in the glove box has all the information needed to find the gas mileage. By going online you can compare cars to find out which cars get the better mileage. Consider whether your car is a 4WD, automatic transmission, or manual transmission. Gas mileage can differ for the same car, same year, but different transmission. You can save over $600 per year driving a car that gets 30 miles to the gallon, compared to a car that only gets 20 miles per gallon.
Another way to save on fuel is to drive your car more efficiently. Accelerating your vehicle and quickly braking can not only cause accidents, but it can also lower your gas mileage. Aggressive driving causes you to use more fuel. For every 5 miles over 60mph you drive it becomes the equivalent of spending 25 cents more per gallon at the pump. Extra weight in the car causes you to use more gas. Don’t drive around with extra clutter in the car, you will use more gas. What a nice thoughtful idea to leave the car running with the mother in law sitting in the car as you run errands. If you idle the car you are wasting gas. In essence you are traveling zero miles and using gas. On the other hand, if you use your cruise control while driving on the highway you can save gas. Your car is maintaining a constant speed, and that saves gas.
Keeping your car in shape is another way to increase your gas mileage. That includes keeping your car tuned up, driving with the correct amount of air in your tires, and using the correct grade of oil in your engine. A failed emissions test is a big clue that your car is not saving gas. Whenever your car needs a tune-up that is a sure sign that you can save money once you take it to the shop. A car driving out of tune is wasting gas. Under inflated tires can use more gas per mile. Keeping your tires inflated is a good way to save pennies a day on fuel. You should follow the recommend inflation rates on the door or in the glove box. Using the correct grade of oil is important for both your engine and gas consumption. Using the wrong oil can cost you in the gas tank.
Simply put, the less you drive the more you save. It is important to plan your trips so that you can save gas. Combine trips if you can to get more mileage out of a tank of gas. Plan and combine trips so that you are using the car when the engine is already warm. Starting a car from a cold start uses more fuel than if you start a warm car. Consider commuting back and forth to work. See if you can telecommute for work. When traveling on a trip don’t use the top of the car to load extra items. Pack sparingly.
